DRAFT — FOR LAWYER REVIEW — NOT FOR LIVE USE

7. DRAFT — FOR LAWYER REVIEW — NOT FOR LIVE USE

Fee Schedule

Version: 0.1-draft
Effective Date: [PLACEHOLDER]

This Fee Schedule forms part of the Master Platform Agreement and each Role Schedule.

7.1 Standard Platform Fees

1. E-commerce transaction fee: 5.0%
2. RFQ transaction fee: 1.5%
3. Creator referral stacking fee: 3.0%

7.2 Fee Base

1. Unless a specific programme or order form states otherwise, the Platform fee is calculated on the gross transaction value, meaning the price of the applicable goods or services plus mandatory shipping or service charges, but excluding separately stated sales tax or other transaction tax collected from the Buyer.
2. If counsel or finance determines a different base should apply, this Section shall be revised accordingly. [PLACEHOLDER confirmation]

7.3 Creator Referral Stacking Economics

1. The 3.0% creator referral stacking fee applies to qualifying attributed transactions.
2. The economic allocation of that 3.0% is [PLACEHOLDER business decision]. Options include:
   1. deduction from vendor payout,
   2. separate platform fee borne by the selling party,
   3. buyer-facing surcharge where legally permitted,
   4. blended marketplace economics.
3. Until the business decision is finalised, all references to creator economics in other documents should cross-reference this Section rather than assume a payer.

7.4 Timing of Fees

1. Transaction fees are deemed earned when the underlying transaction reaches the qualifying event used by FutureProof for payout calculation, subject to adjustments for refunds, returns, chargebacks, or disputes.
2. FutureProof may deduct fees from settlement amounts before payout or invoice them separately, as described in programme materials.

7.5 Stripe and Payment Processor Fees

1. Payment processing fees, currency conversion spreads, payout fees, failed-transfer fees, and other processor charges shall be treated as [PLACEHOLDER absorbed by FutureProof / passed through / shared].
2. FutureProof may disclose such charges separately in settlement reporting.

7.6 Minimum Withdrawal and Payout Cadence

1. Minimum withdrawal amount: $50 CAD or the foreign-currency equivalent designated by FutureProof.
2. Standard payout cadence: [PLACEHOLDER].
3. FutureProof may delay or batch payouts where required by reserve, compliance, fraud, or processor rules.

7.7 Refunds, Returns, and Chargebacks

1. If a transaction is refunded, returned, reversed, or charged back, FutureProof may reverse corresponding fees, commissions, and payouts or offset them against future amounts.
2. Chargeback administration fees, if any, are [PLACEHOLDER] and may be allocated to the party whose transaction gave rise to the chargeback, subject to final policy and counsel review.

7.8 Currency Conversion

1. Where transactions or payouts involve currency conversion, FutureProof or its processor may apply the then-current conversion rate and any disclosed spread or conversion fee.
2. Settlement reporting shall identify the billed currency and payout currency where reasonably possible.

7.9 Fee Changes

1. FutureProof may change fees on at least 30 days prior notice unless a longer period is required by law or contract.
2. FutureProof may require re-consent for a material fee change.
3. Programme-specific or promotional fees may expire or revert automatically at the end of the stated promotional period.

7.10 Future Fee Categories

FutureProof reserves the right to introduce additional fee categories, including advertising fees, subscription fees, enterprise-seat fees, escrow administration fees, campaign-management fees, or data-service fees, on prior notice and subject to required re-consent.

7.11 Operationalization Notes

Build requirements:

• single fee-resolution service
• fee-base versioning
• payout statement line items
• currency conversion display
• fee-change notice and re-consent logic